Don’t Just Buy and Sell Crypto – Spend It
Be empowered to send, spend, and manage your digital assets anytime, anywhere.
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Trusted by Industry Leaders
Account in Minutes
Avoid all unnecessary paperwork and red-tape.
Global Reach
Make your finances as global as you are.
Instant Payments
Both within the platform and across Europe with instant payments through SEPA.
All-in-One Platform
For all of your crypto and fiat needs.
21st Century Swiss Financial Platform
World renown tradition meets the best modern financial technology has to offer.
Whether dealing in Euros, Dollars or Bitcoin, whether you’re in Zurich, New York or Dubai, we promise you the full-suite Swiss quality experience.
Seamless and easy daily operations
Diverse distribution of individual assets
Global on-the-go access to all of your assets
A Truly Bespoke Payment Card
Have full control over your swissmoney experience. Customize your card to your personal needs and have unrestricted access to over a million ATMs in 210 countries and territories.
Easily set, adjust and control your cards
Global withdrawal access to any ATM across the Mastercard network
Seamless in-store and online purchasing
Effortless Global Reach
Enjoy a truly global reach. At swissmoney, we believe that a financial platform should adapt to your time, location, and needs – not the other way around.
Round-the-clock transactions
Instant internal and European transfers through SEPA 
Multi-currency payments
Digital Asset Control Made Simple
With cryptocurrencies amounting close to 7% of the world's money, we at swissmoney believe that trading in crypto needs to be as safe, simple and streamlined as dealing in fiat currency.
Highest digital asset security via swissmoney offline cold storage solutions
Verified and up-to-date listings of new virtual assets
Simplified beginner-friendly experience
The Luxury of Sophisticated Asset Management Anywhere, Anytime
Global Reach
Available in over 210 countries and territories.
Spendable Crypto
Spend crypto as easily as traditional currencies.
Multi-Currency Accounts
Manage a diverse selection of fiat and crypto currencies.
Dedicated IBANs
Open IBAN accounts with SEPA and SWIFT functionality.
FAQ
All your questions about swissmoney answered.
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How can I apply for a personal swissmoney account?
The personal account opening process on swissmoney is more than easy. You will be asked to verify your phone number, identity and fill out a short questionnaire. The process shouldn’t take you more than a few minutes and as soon as we review your application, your account will be open.
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What kind of services will I get with my swissmoney account?
As a swissmoney client you will be able to not only buy, sell and transfer crypto, but also spend it directly. Additionally, swissmoney clients gain access to dedicated IBANs with instant payments through SEPA, global SWIFT transfers, multi-currency accounts, and both virtual and physical cards with a worldwide access to the Mastercard network.
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What currencies will I be able to use?
Currently swissmoney offers the use of EUR, USD, GBP and CHF with additional currencies to continuously be introduced down the line.
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What cryptocurrencies will I be able to use?
You can open BTC, ETH, USDC, USDT, and TRX wallets with other cryptocurrencies to be introduced along the way.
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How can I be sure that my account and my funds are secure?
swissmoney employs 2FA authentication to ensure that only you will be able to access your account. Your fiat funds held in dedicated IBANs are protected by the Bank of Lithuania, while pooling accounts in BankFrick are held at the lowest risk exposure level. Your crypto assets are stored in custodial wallets issued to you automatically, designed in a way that denies access to us and swissmoney’s offline cloud storage solution ensures that your private keys do not come into contact with the internet.
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What makes swissmoney better than traditional finance institutions?
Wider acceptance of businesses: Our risk tolerance allows us to facilitate various industries, which would be rejected by traditional finance institutions.
Crypto friendly: Unlike legacy institutions, we accept and facilitate cryptocurrencies in the same way as traditional currency. Our accounts allow for buying, selling, trading and spending crypto.
No hard limits on card payments: While traditional finance institutions would require wire transfers for expensive purchases, swissmoney allows you to make large purchases without any hassle. As long as you have provided the required proof of earning documents, you can increase your daily limit as much as you want and make expensive purchases without the added wait, paperwork and inconvenience of a wire transfer.
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What are the differences between currencies (i.e virtual accounts) and dedicated IBANs?
A virtual account only allows you to send and receive money from yourself. Meaning that you can transfer funds between your swissmoney account and your accounts in other entities. A dedicated IBAN account allows you to send to, and receive funds from 3rd party individuals.
Contact Information
All your questions about swissmoney answered.
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