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11 Best Crypto Exchanges in Germany (2024)

Our Editorial Standards

In the evolving crypto world, more and more crypto exchanges are emerging. Therefore, it can quickly become difficult to distinguish the best crypto exchanges.

To address this issue, we’ve prepared an overview of the 11 best crypto exchanges, focusing on Germany. Let’s dive in and find the best German crypto exchange for you.

11 Top crypto exchanges in Germany

Key Takeaways
  • 1. swissmoney
  • 2. Bitvavo
  • 3. Bitpanda
  • 4. Coinmetro
  • 5. Trade Republic
  • 6. Bison
  • 7. Relai
  • 8. BSDEX
  • 9. Scalable Capital
  • 10. Binance
  • 11. Coinbase

Let’s explore each option on our list in more detail:

#1 swissmoney

Swissmoney financial solution provider logo

Best for everyday transactions in fiat and cryptocurrencies.

Launched in 2021, the swissmoney crypto wallet swiftly became a hit among digital asset holders. Developed by experts in blockchain and cybersecurity, this Swiss platform focuses on user-friendly and secure wallet solutions.

swissmoney enables cryptocurrency transactions and fiat currency transfers via SEPA/SWIFT and offers a card with generous daily spending limits. In essence, swissmoney addresses challenges posed by traditional banks’ hesitance toward cryptocurrencies.

Ratings: 4/5 on Trustpilot

Pros:

  • User-friendly interface.
  • Comprehensive solution: account, crypto wallet, and card.
  • There are no strict limits on card transactions.
  • Efficient onboarding process.

Cons:

  • Limited selection of supported currencies.

Overview of key features:

  • Pricing and fees: 0.18% maker and taker fees.
  • Supported cryptocurrencies: 5 (BTC, ETH, USDC, USDT, and TRX).
  • Tradable assets: Fiat money, cryptocurrencies.
  • Advanced trading tools: None.
  • Security: Offline cold storage solutions, encryption, 2FA, KYC, and data access restrictions. The Bank of Lithuania holds fiat money in dedicated IBANs, ensuring the lowest risk level in BankFrick’s pooled accounts.
  • Deposits method: Bank transfers via SEPA and SWIFT, credit/debit card deposits, open banking, and direct cryptocurrency deposits from personal wallets.
  • Deposit insurance/protection: None.
  • Licenses in EU: SO-FIT in Switzerland.
  • Reputation: Generally, it is positive. However, because it’s quite new, people generally aren’t aware of this platform yet.
An Easier Way: swissmoney App
An Easier Way: swissmoney App
Fiat or crypto, Android or iOS we promise you the best Swiss quality experience.
Get it now

#2 Bitvavo

bitvavo logo

Best for EU crypto beginners seeking a user-friendly, low-fee platform.

Bitvavo was established in 2018 in Amsterdam. According to Bitvavo, the platform aims to bridge the gap between traditional currencies and digital assets. Their team constantly works on improving and expanding the platform.

Bitvavo strives to make digital assets accessible to everyone by offering transparent fees, a wide range of assets, and an easy-to-use platform. Their goal is to play a significant role in the widespread adoption of digital assets by making their platform available to millions of users.

Ratings: 4.1/5 on Trustpilot

Pros:

  • Advanced security measures.
  • Competitive fees.
  • Wide range of supported crypto assets.

Cons:

  • Limited advanced trading features.
  • Limited order types.
  • Relatively new.

Overview of key features:

  • Pricing and fees: 0.00-0.15% maker and 0.02-0.25% taker fee.
  • Supported cryptocurrencies: 200+
  • Tradable assets: Cryptocurrencies, fiat money.
  • Advanced trading tools: DemaTrading, Altrady integration, partnership with Cryptohopper.
  • Security: 2FA, anti-phishing code, multi-signature cold storage, advanced logging and monitoring, offline cold wallets, 24/7 monitoring, and ISO 9001, ISO 27001, ISO 27017, PCI DSS Level 1, SOC 1 – 3. Also, Bitvavo has collaborated with two prominent custodial services to store most of its digital assets securely.
  • Payment methods: Bancontact, EPS Überweisung, Giropay, iDeal, PayPal, SEPA Bank transfer, SEPA Instant transfer, Sofort.
  • Deposit insurance/protection: An insured cold storage solution. Partners are fully regulated and have their solutions insured up to $755 million.
  • Regulatory compliance: AML/CTF; registered with the Dutch Central Bank (DNB); VASP in Austria
  • Reputation: Overall, Bitvavo is well-regarded by users and reviewers for its low fees, easy-to-use interface, and extensive range of supported assets. However, some users have raised concerns about the limited customer support and fiat deposit options.

#3 Bitpanda

bitpanda

Best for German investors who want a simple platform.

Bitpanda, formerly known as Coinimal and rebranded in 2016, was established in 2014. Its founders are Eric Demuth, Paul Klanschek, and Christian Trummer. It is based in Austria, with headquarters in Vienna.

Bitpanda offers an easy-to-use mobile app for accessing its trading platform. This platform covers cryptocurrency exchange, commodities, securities trading, and ETFs.

Ratings: 3.9/5 on Trustpilot

Pros:

  • Wide range of cryptocurrencies.
  • User-friendly interface.
  • Variety of payment and withdrawal methods.

Cons:

  • Reported delays in deposits, withdrawals, and customer support.
  • Not available in all countries.

Overview of key features:

  • Pricing and fees: The set fee for buying or selling Bitcoin is 1.49%.
  • Supported cryptocurrencies: 100+
  • Tradable assets: Cryptocurrencies, fiat currencies, stocks, commodities, ETFs, and precious metals.
  • Advanced trading tools: Copy trading, margin trading, futures trading, and CFD trading.
  • Security: Regular security audits, two-factor authentication (2FA), bug bounty programs, multi-signature wallets, data encryption, cold storage, security awareness training, firewalls, and intrusion detection systems.
  • Payment methods: SEPA bank transfers, SOFORT transfers, credit/debit card payments, and direct cryptocurrency deposits from the crypto wallet.
  • Deposit insurance/protection: None.
  • Regulatory compliance: VAP in Austria, Czech Republic, Italy, Germany, France, the UK, Sweden, and more. Additionally, it operates with a MiFID II investment firm license, several crypto licenses, and an E-money license under PSD II.
  • Reputation: Bitpanda has built a strong reputation as a reliable and trustworthy cryptocurrency exchange with a quite high rating score on Trustpilot.

#4 Coinmetro

coinmetro logo

Best for ambitious crypto traders who want advanced tools, low fees, and a regulated environment.

Coinmetro began as a cryptocurrency exchange. It has since grown to offer various crypto investment, trading, and passive income products. They keep up with industry trends and develop user-friendly financial tools. Additionally, they support smart regulation and remain transparent within the community.

Established to create the world’s most user-friendly and trusted crypto ecosystem, Coinmetro aims to simplify complex technology for the benefit of its users.

Ratings: 4.7/5 on Trustpilot

Pros:

  • MARs (Multi-Asset Rewards)
  • Referral program.
  • Low exchange fees.
  • Very clear communication about products and fees.

Cons:

  • Limited asset selection.
  • Limited educational resources.
  • Heavy focus on XCM token.

Overview of key features:

  • Pricing and fees: 0% maker fee and 0.1% taker fee.
  • Supported cryptocurrencies: 55+
  • Tradable assets: Cryptocurrencies, fiat, indices, tokenized stocks, commodities.
  • Advanced trading tools: On-chain staking, 5X Leverage, copy trading, stacking, perpetual contracts, stop-loss orders, OCO orders, and algorithmic trading.
  • Security: 2FA, multi-signature transactions, cold storage (via BitGo), IP address verification.
  • Payment methods: SEPA or SWIFT Bank Transfers, UK Faster Payments, credit/debit card.
  • Deposit insurance/protection: None.
  • Regulatory compliance: Licensed by the Financial Intelligence Unit of the Republic of Estonia and registered with regulators in the USA, Australia, and Canada.
  • Reputation: Coinmetro has a moderate reputation as a cryptocurrency exchange.

#5 Trade Republic

trade public logo

Best for beginners and casual investors who prioritize commission-free trades.

Established in 2015 by Christian Hecker, Thomas Pischke, and Marco Cancellieri, Trade Republic Bank GmbH is a German stock trading and savings platform. Their mobile app allows users to trade crypto, shares, and derivatives.

Trade Republic claims to be Europe’s largest savings platform, helping millions build wealth.

Ratings: 3.8/5 on Trustpilot

Pros:

  • Recurring savings plan.
  • 4% p.a. on your cash.
  • Subscription-free card with 1% Saveback.

Cons:

  • The platform’s full suite is mainly available in Germany.
  • Does not provide in-house research or third-party alternatives.

Overview of key features:

  • Pricing and fees: External settlement cost per single trade – 1,00 €.
  • Supported cryptocurrencies: 50+
  • Tradable assets: Crypto, fiat, stocks & ETFs, corporate and government bonds, and derivatives.
  • Advanced trading tools: None.
  • Security: Deposit protection, MiFID II regulations, anti-money laundering measures, and strict data protection and privacy standards.
  • Payment methods: SEPA bank wires, credit/debit cards, Apple Pay, and Google Pay.
  • Deposit insurance/protection: All funds in the cash account are legally protected up to 100,000 € per investor.
  • Regulatory compliance: A full German bank supervised by the BaFin (Federal Financial Supervisory Authority)
  • Reputation: Trade Republic is a full bank and has gained a positive reputation as a reliable, user-friendly, and low-cost investment platform.

#6 BISON app

bison app logo

Best for a simple and accessible way to buy and sell Bitcoin and Ethereum.

BISON is the inaugural app for purchasing and selling cryptocurrencies, supported by the Stuttgart Stock Exchange. It proudly claims to be the first “Made in Germany” crypto-trading app available in German and English.

BISON does not impose fees; instead, it generates revenue from the margin between the buying and selling prices displayed within the app. Emphasizing transparency and security, it complies with German regulations to ensure trustworthiness.

Ratings: 3.4/5 on Trustpilot

Pros:

  • No deposit and withdrawal fees.
  • No trading fees.
  • Educational content
  • No need for a wallet.
  • Demo account.

Cons:

  • Only offered in Germany.
  • A very limited number of features.
  • No option to deposit your crypto.

Overview of key features:

  • Pricing and fees: None
  • Supported cryptocurrencies: 26
  • Tradable assets: Cryptocurrencies.
  • Advanced trading tools: None.
  • Security: SMS-based two-factor authentication, cryptocurrencies are taken over by the custodian Boerse Stuttgart Digital Custody GmbH on a fiduciary basis.
  • Payment methods: SEPA transfer.
  • Deposit insurance/protection: Insurance worth €100,000 protects your Euro balance in collaboration with our German partner bank, Solarisbank.
  • Regulatory compliance: It is subject to German regulations.
  • Reputation: While the BISON app is praised for offering a simplified view of the cryptocurrency realm, it falls short in feature variety.

#7 Relai

relai app logo

Best for individuals who want a simple, secure, and affordable way to buy and hold Bitcoin.

Relai was created in Switzerland by Julian Liniger and Adem Bilican. They struggled to find a safe, hassle-free place to buy bitcoin. Now, Relai makes Bitcoin saving and investing easy for everyone. Their app is straightforward and intuitive.

Moreover, according to Relai, it has seen over 300 million USD invested through its platform. It gives consumers new ways to save and invest.

Ratings: 4.5/5 on Trustpilot

Pros:

  • You can buy Bitcoin using EUR or CHF without registration.
  • Referral program.
  • Educational content.

Cons:

  • Bitcoin-only app.
  • Quite high fees.
  • Very few functionalities

Overview of key features:

  • Pricing and fees: 1.0-2.5% maker fee and 1.0-2.0% taker fee. 1.5% – 3.0 % per credit card transaction.
  • Supported cryptocurrencies: Only Bitcoin.
  • Tradable assets: Cryptocurrencies, fiat money.
  • Advanced trading tools: Auto-invest plans.
  • Security: Secure servers, passwords, and industry-standard encryption for data and individual encrypted digital wallets.
  • Payment methods: Bank transfer and instant pay options like credit card payments, Apple and Google Pay.
  • Deposit insurance/protection: None.
  • Regulatory compliance: An SRO member of VQF, a licensed financial service provider in Switzerland.
  • Reputation: Known for its Swiss origin, this platform is highly praised for its ease of use and minimal KYC requirements, making it a preferred option for regularly buying Bitcoin in Europe.

#8 BSDEX

bsdex logo

Best for beginners and casual investors in Europe.

Established in 2019 in Germany, BSDEX leverages the Börse Stuttgart Group’s expertise to create a platform for digital asset trading. Operated by Baden-Württembergische Wertpapierbörse GmbH (BWWB GmbH), it ensures regulatory compliance and market organization.

Technical operations are managed by Boerse Stuttgart Digital Exchange GmbH, a joint venture with shareholders like Börse Stuttgart Group, Axel Springer, finanzen.net, and SBI Holdings.

Ratings: 2.4/5 on Trustpilot

Pros:

  • Professional trading engine for digital assets.
  • Reduced transaction fees for business customers.
  • Regulatory compliance

Cons:

  • High trading fees
  • Available only in Germany
  • Only one payment method.

Overview of key features:

  • Pricing and fees: 0.20% maker fee and 0.35% taker fee.
  • Supported cryptocurrencies: 10
  • Tradable assets: Cryptocurrencies, fiat money.
  • Advanced trading tools: None.
  • Security: 2FA, KYC, AML, Boerse Stuttgart Digital Custody.
  • Payment methods: SEPA bank transfers in Euros.
  • Deposit insurance/protection: Money deposits are protected by the legal deposit insurance in Germany.
  • Regulatory compliance: MTF under the BaFin authority. Complies with the German Kreditwesengesetz (KWG). It adheres to the European Markets in Financial Instruments Directive (MiFID II).
  • Reputation: It doesn’t have notable negative or positive views.

#9 Scalable Capital

scalable capital logo

Best for buying fractional shares of stocks and ETFs.

Scalable Capital, founded in 2014, brings together a knowledgeable international team based in Munich, Berlin, and London. They offer simple, cost-effective investment options, including automated wealth management with Scalable Wealth.

With Scalable Broker, investors can trade independently through our user-friendly app, starting with a monthly savings amount as low as one euro.

Ratings: 2.4/5 on Trustpilot

Pros:

  • Referral program.
  • Wide asset selection.
  • user-friendly platform.

Cons:

  • Operates only in 6 countries: Germany, Austria, Italy, France, Spain, and Netherlands.
  • No advanced trading features.
  • High inactivity fees.

Overview of key features:

  • Pricing and fees: The FREE Broker option charges 0.99 euros per trade, while the PRIME Broker offers an unlimited number of trades for 2.99 euros a month at a flat rate.
  • Supported cryptocurrencies: 10+
  • Tradable assets: Stocks, ETFs, funds, cryptocurrencies and derivatives.
  • Advanced trading tools: None.
  • Security: Encryption, 2FA, ISO27001.
  • Payment methods: SEPA direct debit, bank transfer.
  • Deposit insurance/protection: The EdB provides statutory deposit protection, covering up to 100,000 euros.
  • Regulatory compliance: Regulated by BaFin.
  • Reputation: Generally, it has a positive reputation but lacks the long-term track record of established brokers, raising potential concerns for some users.

#10 Binance

Binance logo

Best for traders who want many different cryptocurrencies.

Binance is the largest cryptocurrency exchange by daily trading volume. Founded in 2017 by Changpeng Zhao, a developer experienced in crafting high-frequency trading software, it operates globally.

Despite Binance’s withdrawal from Germany, cryptocurrency development remains vibrant.

Ratings: 2.1/5 on Trustpilot

Pros:

  • Fast onboarding process.
  • Minimal price fluctuations.
  • Low trading fees.
  • Access to Binance Chain, Binance Smart Chain, and Ethereum network.

Cons:

  • Unregulated in multiple jurisdictions.
  • Binance stores users’ private keys.
  • Security issues.
  • Limited customer support.

Overview of key features:

  • Pricing and fees: 0.012-0.1% maker and 0.024-0.1% taker fee.
  • Supported cryptocurrencies: 350+
  • Liquidity score:
  • Tradable assets: Cryptocurrencies, tokens, options, NFTs, stablecoins, DeFi tokens, stocks, and commodities.
  • Advanced trading tools: Advanced order types, margin trading, leveraged tokens, trading bots, technical indicators, advanced charting tools, and market data feeds.
  • Security: 2FA, AES-256 encryption, and biometric fingerprint logins.
  • Payment methods: SEPA, SWIFT, Faster payments, credit/debit card purchases, P2P payments, and direct cryptocurrency deposits from your Bitcoin wallet.
  • Deposit insurance/protection: FDIC coverage for USD balances.
  • Regulatory compliance: Licenses in various EU countries, including IDASP in France, DASP in Italy, VASP in Lithuania, Spain, and Poland, and FI in Sweden.
  • Reputation: The platform is famous, but Binance has reputation problems. In March 2023, the CFTC sued Binance for not having a program to stop illegal transactions involving terrorism financing and drug sales. Moreover, now it faces allegations suggesting a breach of its users’ KYC data on the dark web.

#11 Coinbase

Coinbase logo

Best for beginners seeking an intuitive and comprehensive platform.

Coinbase, a prominent US-based company, is a key player in the cryptocurrency exchange sector. Founded in 2012 by Brian Armstrong and Fred Ehrsam, Coinbase is a distributed company with remote work arrangements for all employees.

In the case of Germany, Coinbase is licensed by BaFin and complies with German rules and regulations.

Ratings: 1.5/5 on Trustpilot

Pros:

  • Strong security measures.
  • Provides educational content.
  • Available in over 100 countries.

Cons:

  • Limited trading pairs.
  • Lack of fee disclosure before completing transactions.
  • The commission charged on staking yields.

Overview of key features:

  • Pricing and fees: The maker fee ranges from 0.00% to 0.40%, while the taker fee ranges from 0.05% to 0.60%.
  • Supported cryptocurrencies: 240+
  • Tradable assets: Cryptocurrencies, NFTs, ERC-20 tokens, security tokens, utility tokens, stablecoins, derivatives trading, fiat currencies, DeFi tokens, and leveraged tokens.
  • Advanced trading tools: Margin trading, leveraged tokens, real-time market data, trading bots, Interactive charts, and various order types.
  • Security: 2-factor authentication (2FA), encryption, custodial insurance, and advanced risk management.
  • Payment methods: ACH, SEPA, credit/debit cards, wire transfers, 3D secure cards, Apple Pay, Google Pay, and PayPal, and direct cryptocurrency deposits from a crypto wallet.
  • Deposit insurance/protection: FDIC-insured USD balances.
  • Regulatory compliance: Holds MSB or VASP licenses in multiple countries, including Canada, Italy, Japan, Lithuania, Poland, Spain, Sweden, the UK, and the US. Progress is underway in obtaining a MiFID II license.

Reputation: Coinbase is a highly esteemed cryptocurrency exchange globally, with a history dating back to 2012, boasting a solid reputation for security and reliability.

Comparison between top-rated crypto exchanges in Germany

Platform

Maker fees Taker fees Currencies Security

Insurance

swissmoney

0.18% 5 High

No

Bitvavo

0.00-0.15%  0.02-0.25%  200+ High

No

Bitpanda

Set fee 1.49%

100+ High

No

Coinmetro

0% 0.1% 55+ High

No

Trade Republic

Free (external settlement cost €1 per trade)

50+ High

Yes

BISON app

Free

1 High

Yes

Relai

1.0-2.5% 1.0-2.0% 26 High

No

BSDEX

0.20% 0.35% 10 High

Yes

Scalable Capital

€0.99 per trade (FREE Broker), €2.99/month (PRIME Broker) 10+ High

Yes

Binance

0.012-0.1% 0.024-0.1%  350+ Medium

Yes

Coinbase

0.00-0.60% 240+ High Yes

Key factors to consider when choosing a crypto platform in Germany

Type of platform

There are two main types of cryptocurrency exchanges: centralized and decentralized.

Centralized exchanges

Centralized exchanges (CEXs) are owned and operated by a single company, which holds users’ funds in custody, similar to traditional stock exchanges.

Usually, users prefer CEXes because they offer a positive overall user experience, are easy to learn, and have low transaction fees. Interestingly, CEXes dominate decentralized cryptocurrency markets despite being centralized. It could compromise cryptocurrency decentralization.

Decentralized exchanges

On the other hand, decentralized exchanges (DEXs) are not owned or operated by any single company. These platforms use smart contracts for trading and do not hold users’ funds, enhancing security but potentially making them more challenging.

Users are mainly concerned about high gas/transaction fees on DEXes, often hesitating to use them unless fees are lowered.

Looking for a DEX? Explore Best Decentralized Crypto Exchanges

Liquidity

A liquid exchange makes it easy to buy and sell cryptocurrencies smoothly. It allows traders to profit from short-term price changes and market fluctuations.

Here are the main signs of good liquidity in a cryptocurrency exchange:

  1. High trading volumes
  2. Deep order books
  3. Significant market share
  4. Available various trading pairs
  5. Different liquidity tiers
  6. Real-time liquidity indicators

Pricing

Maker and taker fees are the most common trading fees. Traders who set limit orders pay maker fees, while those who execute market orders pay taker fees. Maker fees are usually lower than taker fees to encourage liquidity.

Average ranges of fees:

  • Maker fees: from 0.03% to 0.50%.
  • Taker fees: from 0.05% to 0.60%.

Moreover, another aspect that can add to the costs is the exchange rate. Want to know how much? Learn How to Calculate the Exchange Rate.

Moreover, you may face withdrawal fees if you cash out your crypto.

Cryptocurrency available

Cryptocurrency availability differs between platforms. Some offer only popular currencies like BTC, ETC, and USDT, while others provide access to over 2,500 cryptocurrencies and various crypto assets.

However, platforms with more options may be pricier. Therefore, assess your digital asset needs to find the best deal.

Regulation

To avoid legal issues, select a compliant platform. Ensure the cryptocurrency exchange holds the necessary licenses and permits to operate in your country.

Additionally, be aware of the EU’s MiCA Regulation, which establishes a unified legal framework for crypto-assets and services across the EU. Various measures are still under development before they take effect.

Security

Choose a crypto platform with strong security measures like encryption, two-factor authentication, cold storage, regular audits, and insurance.

Remember, the FDIC does not insure cryptocurrency exchanges or cover cryptocurrency directly.

Reputation

Some would say that a good reputation is worth even more than low fees. Therefore, when assessing a crypto platform:

  1. Check its reputation and track record: Look at reviews on platforms like Trustpilot to see if they deliver as promised.
  2. Check their social media: See if they engage with users and address concerns.
  3. Review news and media articles: Look for positive or negative coverage to learn more about the platform’s reputation.

Choose platforms with a history of reliable service and no major security issues or scandals.

Interested in on and off-ramps but not sure how to choose one? Learn How to Choose Crypto an On and Off-Ramp Platform and discover 10 factors to consider.

Best ways to buy crypto in Germany

The best way to buy crypto in Germany is at crypto exchanges. Germany hosts a vibrant crypto market, offering several user-friendly crypto trading platforms for purchasing crypto assets.

Some of the best crypto exchanges in the country include swissmoney, Bitvavo, Bitpanda, and Coinmetro.

Using automated teller machines (ATMs) presents another convenient option to buy Bitcoin with cash.

Renowned for its favourable tax regulations, Germany embraced Bitcoin as a recognized medium of exchange as early as 2013.

Have a prepaid card? Learn How To Buy Crypto with a Prepaid Card

How are cryptocurrency exchanges regulated and secure in Germany?

Germany regulates cryptocurrency exchanges through the Federal Financial Supervisory Authority (BaFin), enforcing anti-money laundering (AML) and know-your-customer (KYC) regulations.

Moreover, in 2020, Germany enacted a law mandating that all cryptocurrency exchanges obtain a license from BaFin to operate in the country. It means that any business that actively targets the German market, regardless of its location, needs written authorization from the BaFin.

How can fee structures impact the cost-effectiveness of your crypto transactions in Germany?

Fee structures can significantly impact the cost-effectiveness of your crypto transactions in Germany.

Cryptocurrency exchange fees vary based on the platform, payment method, and type of cryptocurrency. Some charge flat fees per transaction or a percentage of the transaction value, and there may be additional deposit or withdrawal fees.

Compare fees across exchanges to find the best option, and consider trading during quieter times to lower costs.

How is crypto taxed in Germany? 

In Germany, cryptocurrency is not tax-free. There are two main tax implications:

  • Short-term gains: taxed by the tax office
  • Long-term profits: tax-free.

Crypto gains are tax-free if they are less than €600 or if the holding period is more than a year.

The tax rate for crypto gains is based on the ordinary personal income tax rate. Usually, it ranges from 14% to 45%.

Furthermore, you don’t need to pay taxes if you earn up to a maximum of €256 per year by:

  • mining
  • forging
  • staking
  • lending
  • operating a master node
  • airdrops for consideration

How do cryptocurrency deposit and withdrawal processes operate in Germany?

Germany’s cryptocurrency deposit and withdrawal processes are regulated to protect users and businesses. Exchanges and providers must follow strict anti-fraud rules overseen by regulators like BaFin and the Federal Ministry of Finance.

Find out How to Withdraw Crypto to Bank Account

Methodology: How we chose the top crypto exchanges in Germany

We evaluated German crypto exchanges by looking at overviews from independent sources and users’ feedback on Trustpilot. We considered features, benefits, drawbacks, security, prices, and compliance. We gathered info from official websites and reliable reviews.

We focused on exchanges with low fees, high security, and good trading features. Also, we looked at the platform’s ease of use and reputation, writing about our findings in the reviews.

Conclusion

Finding the best crypto exchange in Germany is quite a task. Therefore, we provided a list of 11 reputable exchanges with high ratings and various features.

Whether you’re a beginner seeking user-friendly platforms or an experienced trader looking for advanced tools and low fees, there’s an exchange on this list to suit your needs.

We hope this guide helps you confidently navigate the world of cryptocurrency trading and find the perfect crypto trading platform for your investment journey in Germany.

An Easier Way: swissmoney App
An Easier Way: swissmoney App
Fiat or crypto, Android or iOS we promise you the best Swiss quality experience.
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FAQ

Is crypto legal in Germany?

Crypto is legal in Germany. However, it is not a legal tender or currency. It is classified as a financial instrument or asset. Therefore, crypto is subject to regulations and laws.

What is the most popular crypto exchange in Germany?

Bitpanda is considered the most popular crypto exchange in Germany.

A day trader? Check out the Best Crypto Exchanges for Day Trading

Is crypto tax-free in Germany?

No, crypto is not tax-free in Germany. In Germany, profits from cryptocurrencies are usually taxed.

However, gains below 600€ or held for over a year are tax-free. Income from cryptocurrencies is taxed but exempt if it’s under €256.

Is it safe to buy crypto in Germany?

It is considered safe to buy crypto in Germany. Germany has strict regulations to prevent fraud and money laundering in the cryptocurrency business.

What is the safest crypto exchange in Germany?

Bitvavo, Bitpanda, swissmoney, and Coinmetro are some of the safest crypto exchanges in Germany.

What is the cheapest crypto exchange with the lowest fees in Germany?

Coinmetro, BISON app, and Trade Republic are the cheapest crypto exchanges with the lowest fees in Germany, as they do not incur any trading fees.

Interested in crypto exchanges? Read more:

Živilė Šarkauskaitė

Živilė is a writer with a diverse background, having worked with tech start-ups and pioneering brands across various industries. Her profound interest in progress and innovation drives her to the field of Fintech, a realm that sparks her curiosity and inspires her to share insights with others.

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